Cito Nidhi Swarna Lakshadhikari Recurring Deposit - Get 2gms & above 916 Gold Coin as Member Bonus along with RD Maturity    |   Welcome to Cito Nidhi Limited, a fast growing and trusted Quasi-Banking Mutual Benefit Organization    |   Earn high annualized yield of 14.16%* on the Cito-444 Fixed Deposit    |   Cito Nidhi Dhanavruddhi Deposit Scheme - CITO 444 Fixed Deposit    |   

Vyapar Suvidha Account

Check out the Current Accounts for Business Personnel to make use of the Commercial facilities. Here CITO Nidhi Offers various current accounts (for Individuals and Propritorship concerns) to cater to the different needs of the Business People

Internet Banking

Internet Banking

MAB Rs. 5000

MAB Rs. 5000



Mobile Banking

Features and Benefits

  • Current Accounts may be opened by Individuals, Proprietary concerns, Joint Hindu Families etc.,
  • Internet Banking, Mobile Banking facilities are available.
  • Unlimited business transactions
  • Cash Deposit Limit upto 15 times of MAB
  • Unlimited  NEFT/RTGS/IMPS transactions

Terms and Conditions

  • Minimum balance to be maintained in Current Account is Rs. 5,000/-.
  • A penalty of Rs. 500/- will be levied for non-maintenance of minimum balance.
  • Customers should provide a satisfactory introduction, address, and ID proof to comply with KYC norms.
  • Sufficient balance should be maintained in the account at the time of issuing cheques.
  • Its mandatory to become as a member of the CITO Nidhi Ltd. Member should subscribe for minimum 10 Shares with face value of Rs 10/- per share and total value of Rs 100/-. Should comply with RBI KYC norms and should provide original KYC documents along with photocopy for verification.
  • Beyond the free limit charges  will be  levied  on all kind of transacations. Pls refer the charges chart for further details
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