Debit Card: Debit card services have been provided to all the individual customers of CITO Nidhi. It's a Co-Branded Card can be accessed in any ATM across India. Withdraw money, balance enquire, mini statement can be taken. Debit cards can be used in ATMs, POS and for Online E-commerce transactions. There would be charges for debit card issuance, re-issuance and for transactions. Pls contact your nearest branch for further details